Individual health insurance is a type of health insurance coverage made available to individuals and their families. It is an alternative for those who do not have access to a sponsored group plan. Typically, individual plans are underwritten by carriers using a standard health questionnaire. You may avoid the underwriting process when exhausting the 18 month COBRA coverage or another qualifying exception. Please refer to the standard health questionnaire for the qualifying exceptions. Health insurance offered through a group, usually an employer or organization, to a group of people. Group plans spread the cost among the members of the group, enabling such plans to typically cost less per person and offer broader coverage than individual health plans. Life insurance is an essential part of your financial plan. Obtaining the proper policy provides security to your loved ones in the event of your passing. You will have peace of mind knowing that in your absence, your loved ones may benefit from continuation of income, the ability to pay off household debt, fund future educational expenses and more individual and group health insurance WA specializes in helping you to find the best washington life insurance plans.
